Description of the main activities:
i) Group formation:
Firstly the Organization selects the villages where it needs to work. Poor socioeconomic condition and high density of poor population is the principal criteria for selecting the villages. In the staff meeting the field workers discuss the socioeconomic and health condition of their assigned villages. After having open discussion they select the villages. The organizers visit each household of those villages and identify households of the poor through observation and discussion with the villagers. The identified poor are inspired to form a group for developing their socio-economic status. They also invite to sit together at a place to know about the organization. In this meeting the organizers explain about the organizational activities.
ii) Savings and credit Management:
In the weekly group meeting the group members are motivated to deposit Tk. 10/- as savings. Each group members saves Tk. 10/- by maintaining properly the individual passbook. Some times the cashier/ secretary/ president/ fieldworker helps them to maintain the passbook. The organization deposits the savings money in the nearest bank. The group members get 6% interest against their savings. If any body is not interested to continue, she can withdraw her savings. Six months after having deposited the savings and attending regularly in the group meeting, the interested members can apply for credit for their income generating activities. The group members have to fill up the form to get credit. The Executive Director of the organization visits the group, checks the information and approves credit amount Tk. 2000/- toTk. 10,000/-on the basis of IGA and considering the capability of the Organization.
The on going IGAs are as follows:
· Poultry rearing
· Goat and cow rearing
· Small trade
· Seasonal crop
· Kitchen Garden
· Ricksha van purchase
The Organization has a Tailoring and Batik Butik Training program. To sustain the tailoring training program, it is designed in such a way that the organization could continue the training with low cost and by the income from training products. Initially the field organizer selects the trainees from the beneficiaries group who are interested. Later on the outside females who are not in the group but interested to get training of tailoring and Batik Butik. They are invited through publicity like announcement, pestering, personal contact etc. All interested trainees are invited to attend a three-day orientation class. After orientation, those who are interested to attend training they have to take admission for a three-month training course. The admission fee is Tk. 15/- and monthly fee is Tk. 50/-. For the beneficiaries it may be less or free depending on her economic status but for the outsider it is be payable. After having completed the training successfully, only the beneficiaries would get credit for purchasing the sewing machine, materials and other IGAs of the organization. The organization has been continuing the tailoring program by 2 sewing machines, which are donated by Spondan –B.
iv) Livestock Home gardening: This program is mainly running by Spondan –B & BAURES Mymensingh. It is designed in such a way that the organization could continue the training on Poultry, Goat, Cattle rearing and Home gardening. All interested trainees are invited to attend a three-days training on this program. After having completed the training successfully, only the beneficiaries would get credit for purchasing the poultry, Goat, and Cattle and for Home gardening seeds and fertilizer. Vaccination and Medicare facilities of the animals are free for the beneficiaries who have taken the training and rearing the animals under the program.
v) Education Program: This program has already been designed and immediately it will be implemented. The organization has already established a Low-cost shade in the same area of the project. Firstly the program will run for the children up to Primary education and at the same time the same institute will be used for the Adult education. All the program will be run instead of a minimum service charge but the Education materials will be disbursed on free of cost.